Are you paying ongoing commissions from your retirement savings to an adviser you never see?

We can save you a lot of money by making your super commission-free but still recommend quality investments to you, as well as quality insurance benefits that can protect you and your family; and be paid for from your super account. One fee from us and after that, everything your investment earns is yours.


Do you know how your Super and the income you draw from it will affect your Age Pension?

We do! And the answer is different for everybody. If you start taking advice from your friends in this convoluted area you are asking for trouble. Generally, people in retirement have stopped earning a regular income, and are trying to make their money last as long as possible, so every cost saving helps. We save people money in retirement by knowing the rules; and we can even show you how to boost your savings in the years leading up to retirement.

Fee for service only

Income protection & Critical Illness insurance

Do you have a partner and / or children who depend on you?

It is really your income they need to survive when your kids are little. Insurance is not about you – it is about protecting the financial wellbeing of those who rely on you. Income protection provides a replacement monthly benefit if you can’t work and (whether you work or not) critical illness insurance provides a lump sum benefit if you are diagnosed with a serious medical condition – most commonly cancer, heart attack, other serious heart disease, and stroke.

Life Insurance

What happens to your debts, your family, and your business (if you have one) if you die?

Your debts do not vanish. The reality is that your home mortgage and personal debts will be inherited by the ones you are supposed to love. Without you, there will probably be no family income and your partner and children might struggle quite badly. Small businesses often die with their owner but it is usually a slow agonising end as income drops and expenses mount up. Everyone should have life insurance. It is not expensive’ and you can structure policy ownership according to where the protection is needed – you, your super fund or your business.

Your choice of fee for service or commission remuneration by insurance provider

Our introductory chat is at no charge to you. If we can‘t help you, we won’t charge you. Gary Weigh & Associates is a fee-for-service practice. We pride ourselves on making quality advice affordable and well within the reach of everyone